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Don’t Pay for Credit Monitoring Until You Read This

January 3, 2026 by FINORAP
Credit Monitoring

Let me guess—you’ve seen ads screaming “Protect your credit for only $29.99/month!” and thought, Wait… do I really need to pay for this? Yeah, same here. I’ve fallen into that rabbit hole before, clicked around, and almost pulled out my card. Then I stopped and asked myself a simple question: why am I paying for

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